2024年VS2030年金融服务AI

Financial services AI in 2024 vs. 2030By: Grant EasterbrookLongtime Fintech/AI consultant and former founderTable of contents1.The current state of AI in financial services in 20242.The future state in 2030 3.How will Gen AI change the financial services industry?The current state of AI in financial services in 2024In 2024, the financial services industry primarily offers very basic chatbotsThe industry has not yet transitioned to Gen AI-based assistants •Only a handful of fintech early movers offer a Gen AI assistant•Financial services lags behind other industriesWhat does the financial AI assistant of 2030* look like?*Exact date varies by vertical!What are the key capabilities that AI assistants will offer customers in 2030?•Account analysis and suggestions•Budgeting and financial planning•“Plain English” financial education/conversation•Assist with trading/market research•Some key capabilities are uncertain for 2030 – they require a tech breakthroughGenerative AI can perform basic b