英文按需健康：更智能的福利，更强大的劳动力

Health on DemandSmarter Benefits, Stronger WorkforceThe world has experienced profound change in recent years, and as we move through 2025, the pace of change is only accelerating. Alongside geopolitical conflicts, trade wars, record-breaking temperatures, extreme weather events and the spread of misinformation, employees are grappling with the changing world of work, technological disruptions and the rapid adoption of AI. In the face of these challenges, employees are increasingly worried about both their immediate needs and their longer-term security. Our study finds that financial stressors—such as the ability to afford monthly expenses, retire comfortably or buy a home—top the list of workforce worries, while nearly half of employees (45%) are extremely or very concerned about job security. Given these pressures, it is not surprising that employees are growing increasingly worried about their health and protection. Since our last Health on Demand report, the percentage of employee