国际清算银行：2024智能金融系统：人工智能如何改变金融报告（英文版）

BIS Working Papers No 1194 Intelligent financial system: how AI is transforming finance by Iñaki Aldasoro, Leonardo Gambacorta, Anton Korinek, Vatsala Shreeti and Merlin Stein Monetary and Economic Department June 2024 JEL classification: E31, J24, O33, O40 Keywords: Artificial Intelligence, Generative AI, AI Agents, Financial System, Financial Institutions BIS Working Papers are written by members of the Monetary and Economic Department of the Bank for International Settlements, and from time to time by other economists, and are published by the Bank. The papers are on subjects of topical interest and are technical in character. The views expressed in them are those of their authors and not necessarily the views of the BIS. This publication is available on the BIS website (www.bis.org). © Bank for International Settlements 2024. All rights reserved. Brief excerpts may be reproduced or translated provided the source is stated. ISSN 1020-0959 (