新的欧盟反洗钱框架：金融机构关键变革指南

The new EU AML framework: Guide to key changes for financial institutionsJune 20252Introduction 3Legislative components / Timeline 4Key changes to the AML framework rules 5AMLA: the new EU AML regulator 11Cross-border impact / Next steps 12Authors and key EU contacts 13ContentsContents3IntroductionThere are a number of key changes financial institutions will need to bear in mind as they consider the impact of the reforms. The package establishes a single rulebook of harmonized AML rules that are directly applicable across the EU without the need for national implementation, aiming to eliminate much of the existing Member State divergence in application of the rules, and firms may need to prepare for significant changes to their policies and procedures to account for the new requirements. Noteworthy new requirements marking a significant departure from the current AML regime include:The expansion of scope of obliged entities to now include holding companies of obliged entities, which